
COLIVING & COHOUSING
WHAT IS COLIVING?
A modern way to live with community, flexibility, and shared resources.
DEFINITION
Coliving is a housing model where people share a home intentionally. Residents typically have:
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A private bedroom
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Shared kitchens and living spaces
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Community activities or shared values
Coliving combines the privacy of a home with the social benefits of community living.

WHAT IS CO-OWNERSHIP?
A modern way to live with community, flexibility, and shared resources.
DEFINITION
Co-ownership is when two or more people purchase and own property together. Each person owns a legal share of the property. Ownership can be structured through:
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Co-ownership agreements
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Tenants in common
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Joint ownership
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Property partnerships

Example
Co-Ownership Scenario
Home price: $1,000,000
4 owners: 5% Down payment ≈ $50,000 ($12,500 each)
Monthly housing cost ≈ approx. $1,310 (OFTEN LESS THAN RENTING)
After 10 years: Each owner could build $150k–$300k equity depending on market growth.

BENEFITS OF COLIVING
Affordable Housing
Sharing a home reduces housing costs.
Community Support
Residents enjoy built-in social connections.
Shared Responsibilities
Maintenance and tasks are divided.
Pathway to Ownership
Coliving can lead to shared property ownership.
